Doing the Household Budget in Spain
Talk money at home in Spain: rent, bills, Bizum, cutting back and saving.
In Spain the big fixed costs are rent, the gastos de comunidad for the building, and the electricity bill, which jumps in summer with the air con. Many salaried workers get two pagas extra a year, and couples settle shared spending instantly with Bizum. These cards follow a couple in Valencia going through the month's accounts on a Sunday afternoon.
- 1
Vamos a sentarnos a hacer el presupuesto de este mes.
Let's sit down and do this month's budget.
- 2
El alquiler se nos lleva la mitad de lo que ganamos.
Rent eats up half of what we earn.
- 3
El día veinticinco ya estamos sin un duro.
By the 25th we're always broke.
- 4
Apenas llegamos a fin de mes.
We barely make ends meet.
- 5
¿Cuánto nos ha venido la factura de la luz?
How much did the electricity bill come to?
- 6
Nos estamos gastando un dineral en comida a domicilio.
We're spending a fortune on takeaways.
- 7
Voy a dar de baja una de las plataformas.
I'm going to cancel one of the streaming services.
- 8
¿Me has hecho el Bizum de la compra?
Have you Bizum'd me for the shopping?
- 9
Deberíamos apartar algo cada mes.
We should put something aside every month.
- 10
¿Y si ponemos una transferencia periódica a la cuenta de ahorro?
What if we set up a standing order to the savings account?
- 11
Han vuelto a subir los gastos de comunidad.
The building fees have gone up again.
- 12
Este verano no nos podemos permitir unas vacaciones.
We can't afford a holiday this summer.
- 13
Este mes no nos pasemos, ¿vale?
Let's not go overboard this month, okay?
- 14
No merece la pena pagar tanto por el gimnasio.
It's not worth paying that much for the gym.
- 15
¿En qué se nos va el dinero?
Where does all our money go?
- 16
Vamos a apuntar todos los gastos durante un mes.
Let's write down every expense for a month.
- 17
Ya estamos en números rojos.
We're already in the red.
- 18
Yo cobro el día veintiocho.
I get paid on the 28th.
- 19
La paga extra de junio nos vendrá bien.
The extra pay in June will come in handy.
- 20
Tenemos que cortarnos un poco con las cenas fuera.
We need to hold back a bit on dinners out.