Banking Words
The nouns on every Swedish bank form, app screen and receipt.
The nouns of Swedish money life, from your first konto and kod to bolån, deklaration and — worst case — betalningsanmärkning. Meet the words before you meet the fees.

- 1
bank
bank
Tip: 'på ___' = at the ___
- 2
konto
account
Tip: An ett-word; the plural adds -n
- 3
kort
card
Tip: same word for all cards
- 4
kod
code
Tip: your PIN
- 5
ränta
interest
Tip: both what you earn and what you pay
- 6
avgift
fee
Tip: 'månads___' = monthly fee
- 7
lån
loan
Tip: 'ta ett ___' = take out a loan
- 8
skuld
debt
Tip: also means 'guilt'
- 9
sparande
saving
Tip: the activity, not the money
- 10
betalning
payment
Tip: '___ gick igenom'
- 11
faktura
invoice
Tip: the paper or e-invoice you pay
- 12
kvitto
receipt
Tip: keep it for returns
- 13
lön
salary
Tip: paid on the 25th for most people
- 14
hyra
rent
Tip: also the verb 'to rent'
- 15
saldo
balance
Tip: 'kolla ___' = check the balance
- 16
överföring
transfer
Tip: between your own accounts too
- 17
kontanter
cash
Tip: increasingly rare in Sweden
- 18
mynt
coin
Tip: only 1, 2, 5 and 10 kronor exist
- 19
sedel
note
Tip: plural ends in -lar
- 20
valuta
currency
Tip: 'växla ___' = exchange currency
- 21
växelkurs
exchange rate
Tip: asked about at every airport
- 22
bankkontor
branch
Tip: fewer every year
- 23
bankomat
cash machine
Tip: a brand name that became the word
- 24
legitimation
identification
Tip: in speech usually clipped to its first syllable
- 25
blankett
form
Tip: the paper kind
- 26
underskrift
signature
Tip: often digital now
- 27
kund
customer
Tip: 'bli ___' = to become a customer
- 28
besparingar
savings
Tip: the money itself
- 29
buffert
buffer
Tip: three months' expenses, ideally
- 30
budget
budget
Tip: 'göra en ___'
- 31
utgift
expense
Tip: 'fasta ___'
- 32
inkomst
income
Tip: '___ efter skatt'
- 33
skatt
tax
Tip: 'betala ___'
- 34
avdrag
deduction
Tip: 'göra ___'
- 35
deklaration
tax return
Tip: submitted every May
- 36
återbäring
refund
Tip: 'skatte___' in June
- 37
pension
pension
Tip: three parts in Sweden
- 38
försäkring
insurance
Tip: 'teckna en ___'
- 39
aktie
share
Tip: 'köpa ___'
- 40
fond
fund
Tip: 'en index___'
- 41
avkastning
return (on money)
Tip: 'god ___'
- 42
risk
risk
Tip: 'hög ___'
- 43
amortering
amortisation
Tip: paying down the loan itself
- 44
bolån
mortgage
Tip: lit. 'housing loan'
- 45
kreditvärdighet
credit rating
Tip: checked before any loan
- 46
inkasso
debt collection
Tip: what comes after the reminder
- 47
betalningsanmärkning
payment default
Tip: stays on record for three years