After a car accident: what people actually say
Phrases for checking on the other driver, swapping details, filling in the claim form and calling your insurer.
Emma has stopped at a red light when Johan's car rolls into the back of hers. Nobody is badly hurt, so it's about staying calm, sorting things out together, and making the call to the insurance company the next day.

- 1
Hur gick det?
Are you alright? (after something happens)
Tip: lit. 'how did it go?'; the first thing anyone says after a fall or a crash.
- 2
Jag hann inte bromsa.
I didn't have time to brake.
Tip: The verb means to have time or manage to do something in time.
- 3
Har du ont någonstans?
Does it hurt anywhere?
Tip: lit. 'have you pain somewhere?'.
- 4
Det är nog ingen fara.
It's probably nothing serious.
Tip: lit. 'it is probably no danger'; used to play something down.
- 5
Ska vi ringa 112 för säkerhets skull?
Should we call 112 just in case?
Tip: lit. 'for safety's sake'.
- 6
Nej, det behövs inte.
No, there's no need.
Tip: lit. 'it isn't needed'; a passive-looking verb in -s.
- 7
Vi borde flytta bilarna åt sidan.
We should move the cars to the side.
Tip: Get out of the traffic if the cars can still be driven.
- 8
Jag tar fram varningstriangeln.
I'll get the warning triangle out.
Tip: lit. 'take forward'; the particle means getting something out to use.
- 9
Vi får väl byta uppgifter.
I guess we'll have to swap details.
Tip: Here the verb usually meaning 'get' means 'have to'; the small word softens it.
- 10
Vilket försäkringsbolag har du?
Which insurance company are you with?
Tip: lit. 'which insurance company have you'; the question word agrees with an ett-word.
- 11
Du kan ta ett kort på det.
You can take a picture of it.
Tip: lit. 'take a card of it'; casual for taking a photo.
- 12
Har du en skadeanmälan i handskfacket?
Do you have a claim form in the glovebox?
Tip: lit. 'the glove compartment'; many drivers keep the joint European form there.
- 13
Vi kan fylla i den tillsammans.
We can fill it in together.
Tip: Particle verb: fill in, stress on the particle.
- 14
Vi måste båda skriva under.
We both have to sign it.
Tip: lit. 'write beneath'; the usual verb for signing.
- 15
Ska vi rita hur det gick till?
Shall we draw how it happened?
Tip: There's a box for a sketch on the form; lit. 'how it went to'.
- 16
Jag körde in i dig bakifrån.
I drove into you from behind.
Tip: lit. 'drove in in you from-behind'.
- 17
Det är mitt fel.
It's my fault.
Tip: The noun is an ett-word, so 'my' takes the ett form.
- 18
Tack för att du är så schysst om det.
Thanks for being so decent about it.
Tip: The adjective is casual: fair, decent, nice.
- 19
Jag tar några bilder på skadorna.
I'll take a few photos of the damage.
Tip: lit. 'pictures on the damages'; the plural is normal here.
- 20
Skriv upp mitt regnummer.
Write down my reg number.
Tip: lit. 'write up'; the usual way to note something down.
- 21
ifall försäkringsbolaget har frågor
in case the insurance company has questions
Tip: One word for 'in case' or 'if'.
- 22
Jag skulle vilja anmäla en skada.
I'd like to report a claim.
Tip: lit. 'report a damage'; the standard opener with an insurer.
- 23
Fyllde ni i en skadeanmälan på plats?
Did you fill in a claim form at the scene?
Tip: lit. 'on place'; plural 'you' because it's both drivers.
- 24
Den andra föraren erkände att det var hans fel.
The other driver admitted it was his fault.
Tip: The verb means admit or confess.
- 25
Då är det hans trafikförsäkring som betalar för din bil.
Then it's his motor insurance that pays for your car.
Tip: 'Then it is ... that' highlights who pays, just as in English.
- 26
Behöver jag betala någon självrisk?
Do I need to pay any excess?
Tip: lit. 'any self-risk'.
- 27
Vilken verkstad ska jag lämna in bilen på?
Which garage should I take the car to?
Tip: lit. 'leave in the car at'; the preposition ends up last.
- 28
Jag har fått lite ont i nacken sedan i går.
My neck has started to hurt a bit since yesterday.
Tip: lit. 'I have got a little pain in the neck'; body parts take the definite form.
- 29
Det är bra att få det dokumenterat.
It's good to get it documented.
Tip: lit. 'to get it documented'.
- 30
Tack, då vet jag hur jag ska göra.
Thanks, now I know what to do.
Tip: lit. 'then I know how I shall do'.